20 Cheapest Places to Live in Florida, 2025

Need to find a place to call home in the Sunshine State? Find the cheapest places to live in Florida that still boasts beachfront living, culture, and rich history.

Are you considering a move to Florida? With its warm weather, beautiful scenery, and endless sunshine, it's no wonder so many people are drawn to the Sunshine State.

Better yet, you don't have to spend an arm and a leg to take advantage of all the state offers. In this guide, we want to explore the 20 cheapest cities in Florida, so you can find the perfect place to call home.

Note: The rental data provided below comes from our rent estimates. Additional data about demographics comes from U.S. Census data. For further information, learn about our methodology.

20 Cheapest Places to Live in Florida

1. Daytona Beach

Residents settle into Daytona Beach for a lifestyle filled with sunshine, waterfront fun, and high-rise condominiums. Yet, despite the upscale touches, Daytona Beach is among the cheapest places to live in Florida.

The median age in Daytona Beach is 39.3, making it an ideal location for professionals looking to grow into their careers or remote workers looking to relocate to the surfside. College students also flock to the city to study, work and play at Daytona State College, Daytona College, Bethune-Cooking University, and Embry-Riddle Aeronautical University.

Daytona Beach, Florida, USA beachfront skyline. - cheapest places to live in Florida

Many locals work at NASCAR racing at Daytona International Speedway or businesses focused on advanced manufacturing, aviation and aerospace, and logistics. This laid-back town welcomes entrepreneurs as well, emphasizing innovation. Of course, with 23-miles of sandy beachfront, hospitality jobs are also available in area hotels and restaurants.

There's plenty to do around Daytona other than top-rated beaches in the world. Of course, getting caught up in the adrenaline at the Daytona International Speedway is a must. For something calmer, the Museum of Arts & Sciences attracts visitors to its global art, artifacts, and exhibits on Florida history.

The Boardwalk is the perfect place for rides, games, and shoreside attractions. However, beyond the waterfront and Main Street Pier, you can camp or stroll through Tonka State Park to get in touch with nature.

Learn more about the average rent in Daytona Beach.

Gainesville, Florida, USA downtown cityscape - cheapest places to live in Florida

2. Gainesville

Beyond higher education, Gainesville boasts culture, state parks, and 100 miles of trails for biking and hiking. The vibe around Gainesville is all about being a college town with craft breweries and live music. Fine dining and cocktail lounges are never far.

The University of Florida, one of the state’s premier colleges, attracts college students and faculty. Like any booming college town, service businesses cater to the student body and visitors. Beyond the university, Gainesville is also appealing to families for quality schools, green space, and a lively town that still retains a laid-back vibe.

The University of Florida is another significant employer in Gainesville, though there are plenty of options that provide Gainesville with a diverse job market. Some other booming industries include agriculture, oil and gas, construction, and manufacturing. There's also a hospitality job market that attracts visitors to Gainesville's beautiful nature, museums, and parks.

Learn more about the average rent in Gainesville.

3. Tallahassee

As the capital of Florida, Tallahassee is home to Florida State University, Florida A&M University, the state capitol, the Supreme Court of Florida, and Florida Governor's Mansion. Although Tallahassee is a booming city, it's still a Southern town with a genteel feel lined with oak trees and plantation homes.

Tallahassee attracts 80,000 college students to its higher education institutions, though is also the perfect place for government workers and young professionals looking to flex their ambitions. You're never more than about ten miles to area attractions and apartments and a close drive to vacation destinations like Orlando. The city is steadily growing, and there's always construction working on new projects and apartment complexes.

The unemployment in Tallahassee is currently lower than in the rest of the U.S., with promising job growth. Industries in Tallahassee include government, trade and transportation, utilities, education, health services, and leisure. Plus, with so much construction going on, you're bound to find work at construction sites and new apartment complexes.

Learn more about the average rent in Tallahassee.

4. Winter Garden

As a suburb of Orlando, Winter Garden boasts 236 days of sunshine a year and attracts families and professionals with its tree-lined streets and booming job growth. Rents are more reasonable than nearby Orlando and leave more in your budget to take advantage of dining and area attractions.

The 17-mile commute to Orlando from Winter Garden opens up job opportunities in the city. Or locals can stay in Winter Garden and work in hospitality, healthcare, wholesale, and commercial equipment and supplies. Colleges in the area include Full Sail University, Rollins College, and Herzing University, making Winter Garden an affordable place for students.

Though you need to head into Orlando for bustling nightlife options, Winter Park still has plenty to offer for locals. Its leafy outdoor spaces attract outdoor lovers to the city’s Central Park, Mead Botanical Garden, and the Albin Polasek Museum & Sculpture Gardens. The Charles Hosmer Morse Museum of American Art features the Tiffany glass and infamous lamp collection.

Aerial view of Lake Monroe in Sanford Florida cheapest places to live in Florida

5. Sanford

  • Median rent for a one-bedroom apartment: $1,217
  • Median rent for a two-bedroom apartment: $1,286
  • Population: 65,394
  • Median Household Income: $38,828
  • Walk Score: 27
  • Transit Score: 20
  • Bike Score: 40
  • Map of Sanford

Tourism is booming in Sanford, bringing in visitors and newcomers looking for opportunities at area theme parks, the nearby University of Central Florida, and Deloitte. College students also settle in Sanford for the Seminole State College of Florida. Sanford is also centrally located and is home to the Orlando Sanford International Airport.

Of course, there’s more to see and do around Sanford besides Disney World. For example, the mile-long Sanford RiverWalk park stretches past a yacht basin and several great restaurants. Locals and visitors also explore historic Downtown Sanford and the beloved Central Florida Zoo & Botanical Gardens.

If you’re looking for a nature fix, The Black Bear Wilderness area loops around a 7.2-mile trail. You can also enjoy plenty of waterfront activities like Katie's Wekiva River Landing.

Dive deeper into the average rent in Sanford.

6. Jacksonville

Jacksonville is the most populous city in Florida and the largest city by area in the contiguous United States. The city attracts business executives, entrepreneurs, and families thanks to its affordable cost of living and urban amenities. Of course, the proximity to the beach provides the perfect backdrop for Florida living. Jacksonville is also home to several military bases and the University of North Florida that attracts military personnel and students.

The city attracts a range of businesses and industries, including advanced manufacturing, aviation and aerospace, finance and insurance, Information Technologies, Life Sciences, and Logistics and Distribution.

Jacksonville is also home to world-class attractions, like the Cummer Museum of Art and Gardens and Jacksonville Zoo and Gardens. Outdoor stops include Big Talbot Island with wetlands, bike paths, and beaches. However, perhaps most impressive, Jacksonville is known for its most extensive urban park system in the nation, with 80,000 acres of parks, seven state parks, two national parks, and city greenspace.

Consider reading more about the average rent in Jacksonville.

7. Fort Myers

While newcomers arrive in Fort Myers for year-round recreation, scenic waterfront views, and job opportunities, it is most famous as a shelling destination. Like Daytona Beach, the median age around Fort Myers is just over 40, and many residents come for new job opportunities. Fort Myers is family-friendly and laid-back but is also home to its share of nightlife. Area colleges include Florida Gulf Coast University and Florida SoutWestern State College.

The future job market in Fort Myers looks promising with industries like healthcare, retail, and construction. Local Job growth is outpacing the U.S. job growth, and, like most beach towns around Florida, the hospitality industry is booming. Whether you want to tend a bar on the beachfront or start your own shelling and tour business, you can find new opportunities in Fort Myers.

Many celebrate Fort Myers for its plentiful shelling opportunities. Visiting Fort Myers Beach is a must, though make sure to hit Times Square to enjoy al fresco dining, surf shops, and entertaining street performers. Its historic downtown boasts 1920s Art Deco buildings. History buffs can also catch up on fascinating local insights at the Edison Ford Estate. Nature is the main draw around Fort Myers, with J.N. Ding Darling National Wildlife Refuge and Lovers Key State Park.

Learn more about the average rent in Fort Meyers.

8. Lakeland

  • Median rent for a one-bedroom apartment: $1,061
  • Median rent for a two-bedroom apartment: $1,245
  • Population: 122,264
  • Median Household Income: $60,947
  • Walk Score: 35
  • Transit Score: N/A
  • Bike Score: 51
  • Map of Lakeland

Lakeland's location between Tampa and Orlando provides outdoor beauty, a stable job market, and a tight-knit community spirit. Business is strong in Lakeland, and families settle in to take advantage of one of the cheapest cost of living in Florida. Lakeland's affordability and the laid-back vibe are also ideal for college students attending Florida Southern College and Southeastern University.

As for employment, Lakeland has plenty of opportunities in manufacturing, distribution, healthcare, and nearby tourism. Some of the largest employers around Lakeland include Publix, Lakeland Regional Health, Geico, and the City of Lakeland.

True to its name, Lakeland is home to 38 lakes, as well as nature spots like the Circle B Bar Reserve. However, Lakeland isn't all lakes. The city includes other nature stops, such as the Hollis Garden and Safari Wilderness. The Polk Museum offers a culture stop with pre-Columbian artifacts, modern paintings, and more.

Learn more about the average rent in Lakeland.

Port Orange Florida

9. Port Orange

Port Orange is part of the greater Daytona Beach metropolitan area and is surprisingly affordable. Residents live about ten minutes to the ocean and have access to well-regarded public schools and amenities in nearby Daytona Beach. Daytona State College and private colleges can settle into Port Orange for quick access to campus and the beach and pubs.

Beyond its close proximity to the beach, Port Orange’s outdoor recreation is a major draw. Dunlawton Sugar Mill Gardens feature walking paths for wildlife viewing and strolling past dinosaur statues. Cracker Creek provides opportunities for kayaking and you're never far from a park, like Spruce Creek. For shopping, The Pavilion at Port Orange is a one-stop destination for restaurants, movies, shopping, and a playground.

Take a closer look at average rent in Port Orange.

City of Casselberry boardwalk on Lake Concord quiet space on a bright sunny day - cheapest places to live in florida

10. Casselberry

Casselberry, Florida is a booming suburb halfway between Sanford and Orlando. Locals are attracted to the area for its 16 parks and more than two dozen lakes.

There are several things to do in Casselberry. For example, you could play a round of golf at the city’s namesake club, play pickup tennis or go fishing at Secret Lake Park, or hit the nearby Wekiwa Springs State Park for kayaking, hiking, and mountain biking. On hot days, locals cool off in the refreshing waters.

You'll mostly find laid-back dining options around Casselberry. The Metro Diner serves classic breakfasts and lunch fare, or you can grab a bite before work at the Breakfast Club of Casselberry. You'll find authentic Peruvian food at Aji Ceviche Bar Casselberry and no-frills Latin food at Cubans on the Run.

Learn more about the average rent in Casselberry.

best-cities-to-live-after-service-6

11. Palm Bay

Nestled along Florida's famed Space Coast, Palm Bay offers an irresistible blend of natural beauty, affordability, and vibrant community living. With a humid subtropical climate that keeps the sun shining nearly year-round, this growing city is a haven for outdoor enthusiasts, beach lovers, and anyone looking for a fresh start. Whether you’re setting your sights on a serene retirement or a dynamic place to raise a family, Palm Bay has something for everyone.

Nature takes center stage here, and there are many lush trails and scenic parks to explore. Stroll through Turkey Creek Sanctuary for glimpses of native wildlife or spend a relaxing afternoon at Castaway Point Park with its stunning views of the Indian River Lagoon. Fred Poppe Regional Park offers an array of sports fields, playgrounds, and even a dedicated dog park, ensuring there’s plenty of space to play. If you're drawn to the greens, The Habitat Golf Course presents a challenging yet enjoyable experience for golfers of all levels.

Of course, affordability is another cornerstone of life in Palm Bay, and you'll find a variety of housing options, including sleek apartments to spacious family homes. Top that all of with quality schools and plenty cultural attractions, and it's clear that Palm Bay truly offers something for everyone.

Learn more about the average rent in Palm Bay.

Port Charlotte, one of the cheapest places to live in Florida

12. Port Charlotte

Located between Fort Myers and Sarasota, Port Charlotte is a laid-back town with all the perks of coastal living. This hidden gem on the Gulf of Mexico gets 262 days of sunshine per year, and offers proximity to beautiful natural shorelines. It’s no wonder Port Charlotte is consistently ranked among the best places to live in Florida.

For those who enjoy the water, Port Charlotte is a dream come true. The city sits along the Peace River and Charlotte Harbor, offering endless opportunities for boating, fishing, kayaking, and even snorkeling. Many local neighborhoods feature canals that allow residents to dock their boats right in their backyards. Golf lovers will appreciate the 7 courses in the area, including some that are ranked by Golf Digest. The town also boasts beautiful parks, including the 380-acre Tippecanoe Environmental Park, perfect for hiking and wildlife watching. With the lively Charlotte Sports Park hosting the Tampa Bay Rays' spring training and a vibrant arts scene in nearby Punta Gorda, there’s always something to do in Port Charlotte.

One of the most attractive features of Port Charlotte is its affordability. The cost of living here is significantly lower than nearby cities like Sarasota, particularly when it comes to rentals. Whether you’re drawn by the natural beauty, the friendly locals, or the promise of a relaxed lifestyle, Port Charlotte could be the perfect place to start your next chapter.

Learn more about the average rent in Port Charlotte.

Winter Haven, one of the cheapest places to live in Florida

13. Winter Haven

Winter Haven, Florida, offers a laid-back lifestyle surrounded by beautiful lakes and abundant outdoor activities. With a population of around 57,000, this small city is a hidden gem in Central Florida. Known for its picturesque Chain of Lakes, Winter Haven is perfect for boating, fishing, and enjoying the outdoors year-round. It’s also home to Legoland Florida Resort, making it a popular destination for families. Located between Orlando and Tampa, residents enjoy the peace and charm of small-town living while being just an hour away from major attractions, shopping, and dining.

The city’s affordable cost of living is one of its biggest draws, especially compared to larger nearby cities like Orlando and Tampa. Whether you’re a retiree, a young professional, or a family, Winter Haven offers a friendly, close-knit community with plenty of recreational opportunities.

Learn more about the average rent in Winter Haven.

Titusville, one of the cheapest place to live in Florida

15. Titusville

Titusville might not be the first place you think of when considering a move to the Sunshine State, but this small town is proving that sometimes the charm of a close-knit community trumps the hustle and bustle of bigger cities. Nestled along the Indian River, Titusville is known for its authentic small-town vibe, which is showcased in its quaint downtown area and many local events. Residents enjoy a laid-back lifestyle, with plenty of opportunities for family-friendly activities and breathtaking views of rocket launches from nearby Cape Canaveral.

Though Titusville might not be packed with big-name chain restaurants or flashy nightlife, it more than makes up for it with its unique dining scene and hometown feel. With local favorites like Lloyd Have Mercy’s for soul food, Mr. Submarine for legendary sandwiches, and waterfront dining at Cracker Jacks, Titusville has become a haven for foodies seeking something a bit different. Plus, the city hosts regular events like the Lights of Hope Christmas display and the beloved holiday parade, which bring residents together in celebration of their town.

Learn more about the average rent in Titusville.

Fort Pierce, one of the cheapest place to live in Florida

16. Fort Pierce

Fort Pierce is a hidden gem on the Treasure Coast that combines small-town charm with a diverse cultural scene. Known as the "Sunrise City" for its stunning sunrises over the Atlantic, Fort Pierce offers a relaxed, coastal lifestyle with an average temperature of 73°F. Whether you’re strolling through its historic neighborhoods, enjoying tree-lined streets and neighborhood parks, or spending time outdoors on nature trails, the city provides the perfect environment for those who appreciate a slower pace of life with plenty of opportunities to stay active.

Despite its quiet appearance, Fort Pierce has a surprising amount of energy and variety when it comes to things to do. From the lively ArtWalk and Farmer’s Market to the monthly Friday Fest and regular performances at the Sunrise Theatre, there's no shortage of cultural events to enjoy. The city also hosts a thriving arts scene, with local galleries, music venues, and even jazz performances. Overall, it's a wonderful choice for families, retirees, and young professionals!

Learn more about the average rent in Fort Pierce.

Pensacola, one of the cheapest place to live in Florida

17. Pensacola

  • Median rent for a one-bedroom apartment: $1,068
  • Median rent for a two-bedroom apartment: $1,331
  • Population: 53,724
  • Median Household Income: $72,699
  • Walk Score: 36
  • Transit Score: N/A
  • Bike Score: 47
  • Map of Pensacola

Pensacola offers a mix of coastal beauty, rich history, and a thriving arts scene, making it one of the most attractive cities in Florida. Known for its stunning white sand beaches and emerald waters, Pensacola’s location along the Gulf of Mexico provides a perfect setting for water sports lovers. However, beyond the beaches, Pensacola has everything from historic architecture to annual arts festivals and more. The city's art calendar is always bustling with live performances at the Sunrise Theatre, jazz festivals, and local art walks.

With a lower-than-average median rent compared to other coastal cities and no state income tax, residents can enjoy a comfortable lifestyle without breaking the bank. With a pleasant climate and mild winters, Pensacola offers a mix of laid-back coastal living with plenty of opportunities for growth and entertainment, all while providing access to higher education institutions like the University of West Florida.

Learn more about the average rent in Pensacola.

Ocala, one of the cheapest place to live in Florida

18. Ocala

  • Median rent for a one-bedroom apartment: $944
  • Median rent for a two-bedroom apartment: $1,143
  • Population: 68,426
  • Median Household Income: $53,520
  • Walk Score: 27
  • Transit Score: 18
  • Bike Score: 42
  • Map of Ocala

Ocala, Florida, may be best known as the "Horse Capital of the World," but there's much more to this city than just equestrian roots. With lush green pastures, rolling hills, and iconic horse farms dotting the landscape, Ocala’s rural charm seamlessly merges with the bustling heart of the city. The downtown area showcases Victorian-era architecture and has become a creative haven, where independent filmmakers, painters, and brewers find their muse. The area's historic square is a hub of activity, with an ever-evolving food scene and nightlife that contrasts perfectly with the slower pace of farm life just outside the city limits.

The booming logistics industry takes advantage of Ocala’s central location, making it an ideal spot for entrepreneurs and corporations alike. And for those who appreciate the outdoors, Ocala's proximity to Silver Springs State Park and the Marjorie Harris Carr Cross Florida Greenway offers unparalleled access to outdoor adventures, from crystal-clear springs and glass-bottom boat tours to miles of trails for horseback riding, hiking, and biking.

While you may experience the typical Florida summer thunderstorms here in Ocala, the city is located in a hurricane-safe zone, so you don’t have to worry about the worst of the storms.

Learn more about the average rent in Ocala.

Bartow, one of the cheapest place to live in Florida

19. Bartow

Founded in 1851, Bartow was originally established as Fort Blount and later renamed in honor of Francis S. Bartow, a Confederate soldier. Today, the city embraces its historical roots, with three of its districts listed on the National Register of Historic Places. The air here feels heavy with the past—oak trees line the streets, while azaleas burst into color each spring, making Bartow's moniker, "City of Oaks and Azaleas," feel like a fitting tribute to its beauty and heritage.

Though deeply connected to its past, Bartow is experiencing steady growth with a low cost of living and plenty of rental options, including charming historic home in downtown, spacious lakefront properties in gated communities, or a newer construction homes in some of the city’s many suburban developments.

Despite its size, Bartow offers residents a variety of experiences. Cafes like Banker’s Brew, antique shops like This N That, and casual spots like Palace Pizza or Hacienda Mexico offer local flavor, both literally and figuratively. Then, you have the city’s parks and recreational spaces, such as Mary Holland Park, which offers a relaxing escape with its well-kept walking trails, stocked pond, and playgrounds

Overall, Bartow offers a unique blend of affordability, small-town charm, historical significance, and proximity to major cities like Tampa and Orlando.

Learn more about the average rent in Bartown.

Dade City, one of the cheapest places to live in Florida

20. Dade City

Dade City is a charming, historic town that offers a blend of small-town nostalgia and easygoing Florida living. Its downtown area, with the stately Pasco County Courthouse as its anchor, is lined with locally-owned antique shops, cafes, and restaurants. You’ll often see friendly faces strolling along the tree-lined streets, with events like the monthly classic car shows or seasonal festivals bringing the community together. The Pioneer Florida Museum, a 16-acre space nestled in the heart of town, offers a deep dive into the region’s history, featuring everything from historical reenactments to hands-on exhibits about the state’s pioneer past.

Known for its unique festivals, Dade City hosts an array of events throughout the year that give it a distinct character. From the quirky Kumquat Festival to the wintertime Church Street Christmas Light Stroll, the town embraces its old Florida roots with warmth and enthusiasm. Whether it's enjoying the sights of Snowcat Ridge’s alpine snow park or spending the day at one of the many local parks, there’s always something to do. For nature loverd, Dade City offers rolling hills, hiking trails like the Hardy Trail, and opportunities for airboat adventures on the Withlacoochee River.

Its central location makes it ideal for those who want the peace of rural life with quick access to urban amenities. Situated about an hour northeast of Tampa, residents can easily take advantage of the city’s cultural scene, sports events, and dining, while still returning to the tranquility of their small-town home. Whether you’re exploring the outdoors, enjoying community festivals, or just relaxing on your porch, Dade City provides a unique mix of historic charm and modern convenience, making it a wonderful place to settle down.

Learn more about the average rent in Dade City.

Average Rent Prices in Florida

Here’s what to expect when looking for apartments in Florida and the average rent for different apartments. These numbers come from our carefully curated rent reporting estimates that we update monthly.

Explore Rental Opportunities in Florida

From coastal gems to modern cities, these are the cheapest places to live in Florida. The best places to live in the state are steeped in history, Southern charm, and promising job markets.

If you're concerned about the cost of living in Florida, learn about the true cost of renting. You can also consider subletting, living in a short-term rental, or finding a move-in special!

Ready to make a move to the Sunshine State? Sign up for Apartment List to find an affordable apartment in Florida.

Cheapest Places to Live in Florida FAQs

Where Is the Cheapest Place to Live in Florida?

As of September 2023, Gainesville, Florida is the most affordable option for 2-bedroom apartments, with the median coming in at $1,207. That's up slightly over last year by 1.1%.

Is Moving to Florida a Good Idea?

Moving to Florida can be a great choice for the fantastic weather and the tax benefits. If you're considering making Florida your home, why not take our easy quiz and get matched with a place in your perfect location and budget.

What Salary Is Needed to Live Comfortably in Florida?

According to MIT's Living Wage calculator, 2 adults with a child must each make $19.91 in order to live comfortably in Florida. The median household income in Florida is $61,777.

Share this Article

Dr. Katherine Blake
CONTENT EDITOR
Dr. Katherine Blake is a content editor with Apartment List, where she helps ensure our renter and rental management content is fresh and informed by the latest data. Read More
Susan Finch
AUTHOR
Susan is an accomplished freelance writer whose passion for rental real estate, travel, and digital marketing has been the driving force behind her nearly 15-year career. Throughout her professional journey, Susan has become a seasoned veteran in creating compelling and informative content focused on the tenant/landlord relationship. Read More
Tyler Connaghan
CONTENT WRITER
For over a decade, Tyler Connaghan has excelled in content strategy, specializing in article writing and website content creation. Through his deep interest in knowledge and partnerships with notable real estate firms, he has refined his skill in producing content that highlights the rental sector's key aspects. Read More

Explore properties in Columbus, OH

1 of 11
1 of 60
1 of 31
1 of 35
1 of 20
1 of 44
1 of 81
1 of 35
1 of 39
1 of 74
×
Your browser is no longer supported. Not all features may work as intended.