Cost of Living in Phoenix, AZ [2025]

A phenomenal outdoor environment, warm weather, and tons of entertainment options, Phoenix really does have everything. That's why so many people have made the move to The Valley and contributed to Phoenix's substantial population growth over the years.

If you're ready to bask in the desert heat and enjoy all that Phoenix has to offer, it's time to get to work on your budget. Before you pack your bags, you'll need to determine whether you can afford to live in the bustling metropolis of Phoenix, Arizona.

This guide will break down everything you need to know about the cost of living in Phoenix to help you budget for your move.

Cost of Living in Phoenix, AZ

What Is the Cost of Living in Phoenix, AZ?

When it comes to affordability, Phoenix has been historically affordable but is on the rise. It's not an exorbitantly expensive city compared to Los Angeles, but it's also not cheap anymore. Currently, the overall median rent across all apartments in Phoenix is $1,326 a month.

Data shows that the average cost of living in Phoenix, AZ is 13% higher than the national average, and 6.2% higher than the state average. Here's a breakdown of those cost of living categories.

Highest Cost of Living in Phoenix, AZ

Of the major cities and neighborhoods around Phoenix, Scottsdale has among the highest cost of living. The average cost of living in Scottsdale is 13.0% higher than the national average and 6.2% higher than the state average.

Lowest Cost of Living in Phoenix, AZ

If you're looking to save some money in the Phoenix area, you can look to communities with a lower cost of living. The average cost of living in Coolidge is 4.1% lower than the national average and 2.0% lower than the U.S. average.

How Much Is Rent in Phoenix, AZ?

The Valley of the Sun's rents are $1,326, after falling 1.2% last month. Prices are now down 3.1% year-over-year. Depending on where you're moving from, Phoenix is less expensive than comparable U.S. metro areas.

How Much Is Rent for a 1-Bedroom in Phoenix, AZ?

After looking at our Phoenix rent report from December 2024, we found that the median rent is $1,137 for a one-bedroom apartment. The median rent in Phoenix fell by 1.2% over the course of November, and has now decreased by a total of 3.1% over the past 12 months.

How Much Is Rent for a 2-Bedroom in Phoenix, AZ?

A two-bedroom apartment will generally run about $1,356, which is the median rent for the area. Phoenix’s rent growth over the past year has is similar to the state average (-2.6%) but has fallen below the national average (-0.6%).

How Much is Housing in Phoenix, AZ?

If you hope to own your own home one day in Phoenix, you'll pay a median sales price of $413,000. Of course, it all depends on where you want to buy. Buying in Scottsdale or Paradise Valley will be much more expensive than in the city's sleepier suburbs.

What Salary Do I Need to Live in Phoenix?

The 50-30-20 rule of budgeting states that you should earn at minimum three times the price of rent. As the median rent for a one-bedroom apartment in Phoenix is $1,137, the recommended monthly salary of a Phoenix resident is $3,790 before taxes. This translates to $45,480 annually. Now let's look at theU.S. Census Bureau, which reflects the median household income in Phoenix is $72,092 a year, which is only slightly lower than the U.S. median household income of $75,149 a year.

It's also wise to consider MIT's living wage data of $24.69 an hour or $51,355 a year. This number reflects the bare minimum needed to pay for essentials like housing, food, and transportation. However, it does not consider extras like travel, recreation, or student debt repayments. The good news is the living wage and 30% rule is less than Phoenix's median household income, making it realistic to afford a comfortable lifestyle.

How Much Is Transportation in Phoenix, AZ?

According to data collected from MIT's Living Wage Calculator, a single Phoenix resident will spend $10,016 on transportation costs annually. For a family of four with two working adults and two children, that expense rises to $16,801 a year.

One of the biggest drawbacks to living in Phoenix is the lack of a comprehensive and robust public transportation system. While Phoenix does have a public transportation system consisting of both rails and buses, most residents rely on personal vehicles or ride-sharing to get around.

If you intend to rely solely on public transportation in Phoenix, Arizona, you'll be paying reasonable fares to get around. Valley Transport, the agency responsible for Phoenix metro transportation offers bus, light rail, and para-transit services.

A one-day pass costs $4 for basic bus service. Express/RAPID transit options are a bit quicker and have more straightforward routes. For a day pass, you'll spend $6.50 while special rural routes come in at $2.00.

How Much Is Food in Phoenix, AZ?

The average single adult in Phoenix will spend $4,028 on groceries yearly, assuming that all meals and snacks are cooked at home. For a family of four, with two adults and two children, these costs rise to $11,838, annually. Similarly, Numbeo reports that you'll spend about $80 on a three-course meal for two, not including tip.

If you are looking for inexpensive grocery options, Safeway and Costco are major grocers in the area that offer affordable prices on bulk buys. Membership at these stores can save you even more. Sprouts is another local grocery store that offers affordable prices on standard grocery items.

How Much Is Healthcare in Phoenix, AZ?

Healthcare costs are rising across the country. These high costs will follow you in your move to Phoenix. A single adult can expect to pay $2,683 for healthcare costs annually. For a four-person family, this amount rises to $8,999.

It’s important to find a healthcare plan that best meets the needs of you and your family. Luckily, you can shop and apply online for the right healthcare plan via Healthcare.gov. You can also head to Arizona’s state health insurance resource center for valuable resources on choosing the best healthcare plan.

That said, it’s common for employers to offer health insurance coverage. So, if you’re planning on relocating and have a job lined up, be sure to compare employer plans to other options to ensure that you get the best coverage and deals.

How Much Are Utilities in Phoenix, AZ?

Despite frequent temperature shifts, Phoenix utility bills is not much different than the national average of $253.14 per month. In Phoenix, the average utility bill consisting of electric, gas, and water, sits at $252.91 per month.

Famed for its extreme heat and desert location, moving to Phoenix from a cooler state can definitely cause your utility bills to skyrocket. Despite milder weather throughout the rest of the state, Phoenix summers consist of average temperatures of 100°F.

About three-quarters of the way through 2020, Phoenix had hit 100°F a record-breaking 144 times during the calendar year. Those kinds of temps mean that your costs can fluctuate greatly throughout the year. Expect to pay more during the summer months. When running your A/C consistently, you can tack on an additional $60 to $70 per month. Choosing an apartment equipped with energy-efficient appliances and an updated HVAC system is key to reducing your monthly utility bills.

Arizona temperatures are also prone to dramatic drops at night due to the desert climate, so you may also end up raking up heating costs, as well.

Additional utilities include garbage collection. However, it’s rare that renters are responsible for covering garbage collection fees.

Cell phone service and WiFi are commonly lumped in with utility costs, so don’t forget to include these in your budget. These prices will vary depending on your carrier and contract. Don’t be afraid to shop around for the best deal. As a rule of thumb, you'll spend an average of $145.82 a month on cell phone and Internet, bringing your utility bill total up to $398.73 a month.

Fitness and Entertainment

Have no fear, the city of Phoenix has tons to offer by way of fitness and entertainment. Fitness opportunities abound, whether you prefer to jog around the city or train with like-minded people in a gym. When it comes to entertainment in Phoenix, it’s hard to choose between the plethora of options. Here’s a breakdown of the fitness and entertainment options in Phoenix and how much they’ll cost you.

Fitness

Staying fit is not only good for your health, but it’s also great for boosting your quality of life. There are tons of outdoor spaces in which to hike, bike, run, or walk. Keeping in shape means that you’ll be able to enjoy all of these amenities to their fullest.

Of course, low-cost forms of fitness such as running and biking are fun options as well. However, if you prefer a more structured approach to fitness, a single adult pays, on average, $27 per month for a gym membership.

Sports Games

The Valley is one of the best places to reside if you’re a fan of any of the four major professional sports leagues in the U.S. Phoenix is home to professional basketball, baseball, football, and hockey teams.

Of course, heading to a game means shelling out for tickets, parking, and food and drink (if you’re splurging). Being a sports fan can quickly get costly. Here’s a look at the average ticket prices for Phoenix’s major sports teams:

• Phoenix Suns: $291
• Phoenix Mercury: $18
• Arizona Diamondbacks: $42
• Arizona Cardinals: $84.83
• Coyotes: $55

You can save on the cost of parking, tickets, and more by heading out to a local sports bar to catch the game. Food and drink prices are usually much more reasonable compared to stadium concessions. Moreover, there’s nothing better than rooting for the team you love among other fans.

Culture and Arts in Phoenix, AZ

Phoenix boasts a bustling art scene that has been growing in recent years. There are tons of places in the city to see a show at a performing arts center or catch a play at a theater. Here are some of the most popular options.

• Herberger Theater Center: This theater hosts many performing arts shows and competitions. It’s also a great place to start getting more involved in your community by volunteering.
• Phoenix Suns Arena: Though named for the NBA team that plays here, Phoenix Suns Arena is also the premier venue for concerts and other entertainment events. Previous performers include Frank Sinatra, Bon Jovi, Ariana Grande, Fleetwood Mac, and more.
• Phoenix Symphony Hall: Home to the Phoenix Symphony Orchestra, Ballet Arizona, and the Arizona Opera, this massive downtown venue is the perfect spot for those seeking a night of classical entertainment.

Outdoor Exploration in Phoenix, AZ

One of the best things about Phoenix is its desert location. The mountains, forest, and desert that make up the city’s landscape are incredible to behold. They’re even more incredible to experience.

Head out to South Mountain Park to get a firsthand look at the beauty of the desert. The park boasts 16,000 acres of land and over 50 miles of trails for hiking, biking, walking, and however else you like to get around.

Dobbins Lookout, the highest publicly accessible part of the park, sits at 2,330 feet. It offers an awe-inspiring panoramic view of the entire valley.

If you’re looking to stay close to the downtown area, Papago Park is best. Home to the Desert Botanical Garden and the Phoenix Zoo, Papago Park is ideal for a full day spent outdoors enjoying leisurely recreation.

Keep in mind, the zoo costs $25 for general daytime admission. The Botanical Garden costs just under $30.

Other Expenses to Consider in Phoenix

Regardless of where you move, you’re sure to be faced with hidden costs. Whether it’s abnormally high gas rates or a need for private flood insurance, knowing what hidden costs to expect when moving to a new place is crucial.

Not only will this save you from unknown expenses, but it’ll also enable you to build a more accurate budget. Here’s a breakdown of some of Phoenix’s hidden costs.

• Taxes - Arizona uses four income tax brackets. They range from 2.59% and 4.50% depending on your income, which is among the lowest rates in the country. However, The combined state and county sales tax rate for Phoenix residents is 6.30%.
• Car Maintenance: The Phoenix heat can do a lot of damage to your vehicle. This is especially true if you park outdoors. This can translate to higher than average car maintenance rates.
• Childcare: Childcare can be one of the highest expenses for families. In Phoenix, childcare costs $1,025 for a single child.

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FAQs: Cost of Living in Phoenix

How expensive is an apartment in Phoenix?

A one-bedroom apartment in Phoenix costs $1,137. A two-bedroom apartment in Phoenix costs $1,356. After a slight decline of 1.2% month-over-month, rental prices are down 3.1% year-over-year.

What is the cheapest rent in Phoenix?

The cheapest apartment in Phoenix is a one-bedroom apartment at $1,137. The average rent for a two-bedroom apartment in Phoenix is higher at $1,356.

How expensive is it to live in Phoenix?

Living in Phoenix is relatively affordable compared to similar-sized metro cities. In Phoenix, rent averages $1,137 for a one-bedroom apartment. Transportation costs in Phoenix amount to $10,016 a year. Food costs $4,028 a year on average for a single resident of Phoenix.

How far is Scottsdale from Phoenix?

Phoenix is 13 miles away from Scottsdale. It takes 31 minutes to get to Scottsdale from Phoenix by car, 1 hour by bike, and 4 hours by foot.

How far is Sedona from Phoenix?

Phoenix is 116 miles away from Sedona. It takes 2 hours to get to Sedona from Phoenix by car, 15 hours by bike, and 45 hours by foot.

How far is the Grand Canyon from Phoenix?

Phoenix is 224 miles away from the Grand Canyon. It takes 3 hours and 25 minutes to get to the Grand Canyon from Phoenix by car, 21 hours by bike, and 71 hours by foot.

How far is Tucson from Phoenix?

Phoenix is 113 miles away from Tucson. It takes 2 hours and 47 minutes to get to Tucson from Phoenix by car, 11 hours by bike, and 40 hours by foot.

How far is Flagstaff from Phoenix?

Phoenix is 144 miles away from Flagstaff. It takes 2 hours and 17 minutes to get to Flagstaff from Phoenix by car, 18 hours by bike, and 55 hours by foot.

What is the population of Phoenix?

According to the U.S. Census, the population of Phoenix is 1,650,070.

Is Tucson cheaper than Phoenix?

Yes, living in Tucson is cheaper than Phoenix. The median rent for a one-bedroom apartment in Tucson sits at $903 and a two-bedroom is $1,158. A one-bedroom apartment in Phoenix is $1,137 and a two-bedroom costs $1,356.

What is a good salary in Phoenix?

The recommended salary in Phoenix is $45,480 per year, $3,790 a month, or $21.87 per hour. This total reflects a salary that would allow a renter to live comfortably and afford to cover the median rent for a one-bedroom apartment which sits at $1,137. However, according to the U.S. Census Bureau, the median household income is $72,092 or $6,007.67 a month.