The Pembroke
- 116 units available
- 1 bed • 2 bed
- Amenities
In unit laundry, Granite counters, Hardwood floors, Dishwasher, Pet friendly, 24hr maintenance + more

Trying to budget for an apartment, but unsure of the utilities. Find out what utilities are included in rent, and what you pay for.
In most rentals, landlords cover water, sewage, and trash, while tenants pay for electricity, gas, internet, and cable. If an apartment advertises “utilities included,” it usually means the basics:
Always confirm what’s covered before signing your lease, as utility bill policies vary by building. Our article below outlines who is responsible for paying what utilities in an apartment rental.
In most apartments, you will be responsible for paying electricity, gas, and internet/cable bills, while landlords will typically cover the water, sewage, and garbage. The cost of these utilities is either lumped into your monthly rent or included as a separate charge in your monthly rental statement. If you are looking for an apartment that has all utilities covered, the costs are likely also included in your rent or rental statement.
| Utility | Usually Landlord Pays | Usually Renter Pays |
|---|---|---|
| Water | X | |
| Sewer | X | |
| Trash/Recycling | X | |
| Electricity | X | |
| Gas | X | |
| Internet/Cable | X |
Note: Some apartments bundle heat, gas, or electricity into rent—but always double-check your lease.

One flat payment makes monthly budgeting simpler. You don’t have to worry about spikes in utility bills during hot summers or cold winters.
Splitting bills can be messy. With utilities included, everyone just pays rent. No math, no Venmo requests.
Normally, you’d need to set up accounts, pass credit checks, and wait for technicians. With utilities included, everything is already on when you move in.
Because utilities are bundled, you’ll never be surprised by fluctuating bills. That stability may even let you afford a nicer apartment.

When utilities are included, landlords estimate costs and usually round up. You might pay more than if you handled the bills yourself.
If utilities are centrally managed, you may not control your thermostat, water temperature, or heating schedule. That can be frustrating if you run hot or cold.
Utility providers often offer discounts for new customers. If you’re not in control, you can’t take advantage of cheaper rates.

Utility costs vary by location, season, and apartment size, but here are recent national averages (based on the most recent Apartment List data):
| Utility | One-Bedroom | Two-Bedroom |
|---|---|---|
| Electricity | $102.62 | $141.78 |
| Gas | $20.42 | $35.94 |
| Water | $20.40 | $32.28 |
| Fuel* | $.056 | $1.58 |
| Total | $144.00 | $211.58 |
Add on the cost of internet per month, and that’s another $71 on average, according to recent Numbeo data.
If you need more details on what you can expect, check out our helpful guide on utility costs, which breaks down averages by city, state, and number of bedrooms.
Most providers let you pay online, set up autopay, or even choose your due date. If your lease requires utilities in your name, contact providers 2–3 weeks before move-in to ensure service is ready. Ask your landlord which companies service the building—they’ll often provide setup instructions.
We also have a guide on transferring utilities from one address to another if you're able to use the same companies in your new place.
Always pay on time. Missed payments can lead to late fees or service shut-offs.
Living with roommates? Decide upfront how to divide costs. Common methods:
Designate one roommate to manage accounts, then use apps like Venmo or Splitwise to keep payments organized.
Whether you're looking for apartments with utilities included or are just wanting to find the perfect place in the right location, take our helpful quiz to get matched with your perfect apartment.
There are many places where water companies hold the property owner responsible for paying the water bill, such as in Cincinnati. In those cases, your landlord is technically responsible for paying water. However, that does not mean your landlord can't bill you for usage. Even if your landlord is required to pay the bill directly, the cost of water will still be included as part of your monthly rent.
Yes -- even if the landlord is required to pay for these bills directly because they are the property owner, they are allowed to pass the cost of water and sewage onto tenants in their monthly rent statement.
Heating is usually part of an electric or gas bill, depending on how heating works in your building. If you are responsible for electricity or gas, then you will be the one paying for heating. Heating will generally only be included in rent if your gas and/or electric bill is as well.
Utilities are generally regulated at the state level, usually by an office that focuses solely on public utilities, such as the Department of Public Service in New York.
In unit laundry, Granite counters, Hardwood floors, Dishwasher, Pet friendly, 24hr maintenance + more
In unit laundry, Granite counters, Pet friendly, Stainless steel, Walk in closets, Gym + more