105 Virginia Drive

105 Virginia 76705

3 Bedrooms

2 Bath

Year Built 1960

MAIN AREA 1432 sf

LOT SIZE 60X142

Open floor plan in living/kitchen area. House was fully remodeled in 2019.

OWNER FINANCE

$190,000, $10,000 Down

360 months / 7%

Loan Payment will include escrows:

PITI 1,204.92

Taxes 301.00 (2024 – Filing a Homestead Exemption Will Reduce Taxes)

Ins 100.00 (Please contact an insurance company & get a quote, rates vary with applicants credit )

$1,605.92 Estimated payment including taxes and insurance

QUALIFICATIONS

INCOME

Verifiable income of $4,500.00 monthly

W-2 Earner: Last years W-2 and 2 current pay stubs

Self-Employed: 2 previous years tax returns or 12 months of current bank

deposits

Pension/SSI Disability etc: Last year's 1099 or current award letter

All borrowers must have a SSN or ITIN Your credit report will be pulled

RENTAL HISTORY

Rent history verifiable for the past 12 months

DISQUALIFYING FACTORS

Currently in foreclosure, forbearance, or bankruptcy

Any open collections or delinquent accounts on a credit report would have to be

brought current.

Email: info@heartoftexasrentals.com for a pre-qualifying application

105 Virginia 76705

3 Bedrooms

2 Bath

Year Built 1960

MAIN AREA 1432 sf

LOT SIZE 60X142

Open floor plan in living/kitchen area. House was fully remodeled in 2019.

OWNER FINANCE

$190,000, $10,000 Down

360 months / 7%

Loan Payment will include escrows:

PITI 1,204.92

Taxes 301.00 (2024 – Filing a Homestead Exemption Will Reduce Taxes)

Ins 100.00 (Please contact an insurance company & get a quote, rates vary with applicants credit )

$1,605.92 Estimated payment including taxes and insurance

QUALIFICATIONS

INCOME

Verifiable income of $4,500.00 monthly

W-2 Earner: Last years W-2 and 2 current pay stubs

Self-Employed: 2 previous years tax returns or 12 months of current bank

deposits

Pension/SSI Disability etc: Last year's 1099 or current award letter

All borrowers must have a SSN or ITIN Your credit report will be pulled

RENTAL HISTORY

Rent history verifiable for the past 12 months

DISQUALIFYING FACTORS

Currently in foreclosure, forbearance, or bankruptcy

Any open collections or delinquent accounts on a credit report would have to be

brought current.

Email: info@heartoftexasrentals.com for a pre-qualifying application