85 Henry Morgan Drive

'Rent-to-own' Chef-Inspired, Garden-Lover's Dream in Key Largo - Ground-Level Living at Its Finest Escape to your own private paradise in Key Largo with this stunning, ground-level ranch-style retreat--no stairs, just seamless comfort and convenience throughout. Designed for both culinary excellence and relaxed island living, this home is set among lush tropical gardens, offering an oasis-like atmosphere from the moment you arrive. At the heart of the home is a top-of-the-line chef's kitchen that's truly one of a kind. Imagine preparing meals on a rare custom granite island, surrounded by dual Miele refrigerators, a professional-grade Wolf gas range with double ovens, a deep hammered copper farm sink, and a copper range hood. Imported rough-sawn black walnut cabinetry adds warmth and richness, creating a space that's as functional as it is stunning--a dream come true for any culinary enthusiast. Set on three lots with street-to-street access, this property blends indoor and outdoor living with ease. Meander through beautiful tropical gardens with mature fruit trees including mango, soursop, lime, and key lime. The covered lanai offers the perfect spot to entertain or relax, complete with a built-in grill, fire pit, and peaceful shaded garden nooks. Solid concrete construction, impact-rated Andersen windows, and an X-Flood Zone location provide durability, efficiency, and peace of mind. The home features 3 spacious bedrooms and 2 spa-like bathrooms, custom woodwork, imported walnut doors, designer lighting, and unique copper sink basins throughout. A bonus mini-split A/C in the primary suite ensures year-round comfort. Located in the sought-after Pirate's Cove neighborhood, you'll enjoy access to a private boat ramp, clubhouse, and bayfront beach--perfect for boating, paddleboarding, and soaking up the Keys lifestyle. Additional features include dual paved driveways for plenty of parking.